First State Community Bank Payday Loans Review

4 2 reviews

Organization owner?

1 Black Knight Dr, Farmington, MO 63640, USA

+1 (573) 701-9749

www.fscb.com

Wednesday

11AM–1PM

Thursday

11AM–1PM

Friday

11AM–1PM

Saturday

Closed

Sunday

Closed

Monday

11AM–1PM

Tuesday

11AM–1PM

Domain Info

Created Date

1999-01-26

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about First State Community Bank?

Here you grapple with the reviews of our customers.

Unsatisfied! Was refused to borrow $1,000. Only $400 was approved.

Gussie Considine

100% sly company. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Malinda Mitchell

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Adrianna McDermott

For 6 months I have not been able to make the company to transfer the information about the paying off of the loan for 2019.

Bell Weissnat III

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Farmington, New York

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Farmington, New York are taken out hassle-free. The interest rate is dependent on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will First State Community Bank help issue a payday loan in Farmington, New York?

24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to take out a cash advance. The lender process many aspects such as financial solvency to approve the request. Cash advance in Farmington, New York may help enhance your credit history.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Farmington, Missouri

Check Into Cash

1020 E Main St Suite B, Union, MO 63084, USA

+1 (636) 584-8826

local.checkintocash.com

A Plus Cash Advance

1726 N Bishop Ave # A, Rolla, MO 65401, USA

+1 (573) 341-8269