Simmons Bank Payday Loans Review

3 2 reviews

Organization owner?

30667 St, MO-413, Galena, MO 65656, USA

+1 (417) 357-8700

www.simmonsbank.com

Domain Info

Created Date

2003-10-05

Mailing Address

501 S MAIN ST, PINE BLUFF, AR, 71601-4327, United States

Company Name

Simmons First National Corporation

Contact Data

[email protected]

417-875-6760

What people think about Simmons Bank?

Below you get acquainted with some of the opinions of our clients.

Thanks!! The funds were sent to my bank account as agreed – the same day. I paid off the debt early and had no complaints. The process is convenient and legit. Be a responsible customer and you will have no complaints.

Mrs. Valentine Pouros

They approve applicants urgently and transfer money the same day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Mrs. Lottie Oberbrunner

I took out for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I found this site on the Internet. Other lender charged sky high rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I requested.

Vicente Bauch DDS

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Galena, Maryland

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Galena, Maryland. The entire process is straightforward. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

33% APR cap (2.75% a month)

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments in a timely manner.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.