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3.3 21 reviews

19301 E Valley View Pkwy, Independence, MO 64055, USA
+1 (816) 252-3252
www.1stmidamerica.org
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM

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What people think about 1st MidAmerica Credit Union?

Below you read some of the reviews of our clients.

Otherwise, great group of folks at 1st MidAmerica!

Marie Green

They will harass you, choose a better bank with better customer service

Maximus Hodkiewicz

My money and account isn't safe here and I will be changing banks ASAP.

Mathias Kozey

Pay Attention

The above-given information provides the details about a peculiar financial institution. The information below is about common information about payday loans.

Payday Loans in Independence, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Independence, Virginia is are simple to get. The APR is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are sure that you can afford payments on scheduled.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the real cost of the loan even before applying.

APR Calculator

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Crystal Rock Finance

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+1 (800) 903-7994

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BTC Bank

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+1 (660) 646-1919

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Check Cashing

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B & T Loan Co

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+1 (417) 845-0333

Sun Loan Company

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+1 (573) 756-1623

www.sunloan.com

HNB Bank

1602 S Riverside Rd, St Joseph, MO 64507, USA

+1 (816) 279-5900

www.hnbbanks.com

TitleMax Title Secured Loans

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+1 (573) 443-1845

www.titlemax.com

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