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What people think about 1st MidAmerica Credit Union?
Below you read some of the reviews of our clients.
Otherwise, great group of folks at 1st MidAmerica!
Marie Green
They will harass you, choose a better bank with better customer service
Maximus Hodkiewicz
My money and account isn't safe here and I will be changing banks ASAP.
Mathias Kozey
Pay Attention
The above-given information provides the details about a peculiar financial institution. The information below is about common information about payday loans.
Payday Loans in Independence, Virginia
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Payday loans in Independence, Virginia is are simple to get. The APR is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are sure that you can afford payments on scheduled.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the APR. It’s easy to find out the real cost of the loan even before applying.
APR Calculator
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