What people think about Pacifica Lending?
Below you find some of the testimonials of our customers.
I needed $800 to buy a suit for a party. The only solution was to apply for a payday loan. Found a lot of companies online. Pacifica Lending is the most reliable financial institution in Kansas City.
Damaris Schumm
A good payday lender. These guys quickly processed my application. Had funds in my account the same day. If you need some extra funds urgently, this is the best place to apply, I’m telling you!
Dr. Consuelo Hane PhD
I applied for the first loan in my life, was approved immediately despite the fact that I had bad credit. I repaid it early. Love this lender for their reasonable rates. Other lenders in my state charge sky high interest!
Lucy Brakus
They approve applicants immediately and transfer funds the same day. But beware – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Lolita Donnelly
Previously I needed $800 to cover utility bills. I decided to contact Pacifica Lending. They only approved me for $500 but the process itself was effortless, and their rates were reasonable.
Prof. Dedrick Monahan Jr.
Pay Attention
Now you can review general features of payday loans.
Payday Loans in Kansas City, Missouri
A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Online payday loans can be the easiest solution to your short-term financial troubles in Kansas City , Missouri because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.
APR
443% APR*
Max Loan
$500
Min Term
14 days
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and repay your loan commitments as agreed in the contract.
To get accepted for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.
APR Calculator
Other Payday Lenders in Kansas City, Missouri
U.S. Bank ATM - Sedalia Main
3615 W Broadway Blvd, Sedalia, MO 65301, USA
+1 (800) 872-2657
usbank.com
Advance America
3101 Lusk Dr Ste. 109, Neosho, MO 64850, USA
+1 (417) 451-9955
www.advanceamerica.net
Edward Jones - Financial Advisor
1005 W St Maartens Dr Ste C, St Joseph, MO 64506, USA
www.edwardjones.com
Montgomery Bank
13303 Manchester Rd, Des Peres, MO 63131, USA
+1 (314) 835-0505
www.montgomerybank.com
