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Loan agency in Raytown, Missouri

8801 E 63rd St, Raytown, MO 64133, USA

Feedback about A & J Loans?

Here you see the feedback of our customers.

want to express my deep gratitude to A & J Loans for believing my case. I had some problems with a credit history, but this service helped me out and took out a loan.

Ms. Ernestina Schultz

I contacted A & J Loans. Everything was done quickly. Only pleasant impressions remained!

Dr. Kaia Jerde

Pay Attention

Lending companies are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Kansas City, Missouri

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Kansas City, Missouri are taken out easily. The interest rate is conditional on the client's person-related data: if you repay more payday loans, the more efficient terms and rates lenders offer.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

How will A & J Loans help issue a payday loan in Kansas City, Missouri?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Kansas City, Missouri. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Kansas City, Missouri

TitleMax Title Secured Loans

4023 Jeffco Blvd Ste A, Arnold, MO 63010, USA

+1 (636) 467-5328

www.titlemax.com

Southern Bank

3168 William St, Cape Girardeau, MO 63703, USA

+1 (573) 331-7100

locations.bankwithsouthern.com

First State Community Bank

300 Diego Ct, Columbia, MO 65203, USA

+1 (573) 441-1800

www.fscb.com

First State Community Bank

222 S Jefferson St, Mexico, MO 65265, USA

+1 (573) 473-1100

www.fscb.com

First Bank

221 Salt Lick Rd, St Peters, MO 63376, USA

+1 (636) 397-1751

www.first.bank

Holy Rosary Credit Union

401 Illinois Ave, St Joseph, MO 64504, USA

+1 (816) 232-1414

www.holyrosarycu.org

ATM Bank of Old Monroe

401 TR Hughes Blvd, O'Fallon, MO 63366, USA

www.bankofoldmonroe.com

Tower Loan

621 Francis St, St Joseph, MO 64501, USA

+1 (816) 364-2118

www.towerloan.com

Edward Jones - Financial Advisor: Corey L Baker, AAMS®

2685 E Main St Suite B, Jackson, MO 63755, USA

+1 (573) 204-9127

www.edwardjones.com

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