Payless Check Cashing Payday Loans Review

2.5 11 reviews

Organization owner?

10408 Blue Ridge Blvd, Kansas City, MO 64134, USA

+1 (816) 765-6659

Thursday

9AM–7PM

Friday

9AM–8PM

Saturday

9AM–6PM

Sunday

Closed

Monday

9AM–7PM

Tuesday

9AM–7PM

Wednesday

9AM–7PM

What people think about Payless Check Cashing?

Below you find some of the opinions of our customers.

The man that answered the phone was extremely rude to me!

Trudie Reilly

Refused to cash my checks because they are payroll checks.

Luther Hills

Important

Now you can see general features of payday loans.

Payday Loans in Kansas City, Missouri

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online payday loans can be the best solution to your unexpected financial difficulties in Kansas City , Missouri because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for such loans. A payday loan may be the only option available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments in good time.

To get approved for a payday loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the payday loan even before applying.