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Loan agency in Raytown, Missouri

8801 E 63rd St #102, Raytown, MO 64133, USA
+1 (816) 356-3000

What people think about A & J Services Inc?

Below you find some of the testimonials of our customers.

Thanks!! The money were deposited to my bank account as agreed – the next day. I paid off the loan before the due date and had no issues. The process is speedy and legit. Be a responsible person and you will have no problems.

Samantha Keebler

I am a loyal customer of A & J Services Inc. It is very fast to apply via the net. The interest rate was affordable. Their employees always help in a timely manner.

Dr. Melody Welch

It wanted to fix my credit because I had no chances of getting accepted for a student loan. So I applied for a payday loan via A & J Services Inc. Took out 4 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very happy.

Geo Osinski MD

Important

The previous three items describe a precise lending service. But below you can read common information about payday loans.

Payday Loans in Kansas City, Missouri

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is trouble-free and fast to get approved for payday loans in Kansas City, Missouri. The APR will be set specifically for each case and will depend on the personal data the applicant filled in.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Kansas City, Missouri

FCS Financial

2880 N, Washington St, Chillicothe, MO 64601, USA

+1 (660) 646-5044

www.myfcsfinancial.com

Flat Branch Home Loans

860 Missouri Ave, St Robert, MO 65584, USA

+1 (573) 336-5900

www.flatbranchhomeloans.com

U.S. Bank ATM - Salisbury

218 S Broadway, Salisbury, MO 65281, USA

+1 (800) 872-2657

usbank.com

Money Mart

209 S Main St, Windsor, MO 65360, USA

+1 (660) 647-9900

www.moneymart.com

King of Kash

11112 Blue Ridge Blvd, Kansas City, MO 64134, USA

+1 (816) 448-2005

kingofkash.com

Tower Loan

15242 Manchester Rd, Ballwin, MO 63011, USA

+1 (636) 200-6009

www.towerloan.com

U.S. Bank

601 Brasilia Ave, Kansas City, MO 64153, USA

+1 (816) 746-2924

www.usbank.com

Great Southern Bank

1 N Euclid Ave, St. Louis, MO 63108, USA

+1 (314) 454-0617

locations.greatsouthernbank.com

Community First Bank

200 N 3rd St, Garden City, MO 64747, USA

+1 (816) 773-8150

communityfirstbank.net

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