Welcome to Our Online Loan Referral Service

4.1 18 reviews

5918 Wilson Ave, Kansas City, MO 64123, USA
Friday
9AM–8PM
Saturday
9AM–6PM
Sunday
11AM–5PM
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM
Thursday
9AM–8PM

What people think about 1% Check Cashing?

Below you get acquainted with some of the testimonials of our customers.

I have already used this company 3 times and I was very pleased with the rates. This is the only round the clock lender with competitive rates in my area.

Amanda Fisher

I was embarrassed to borrow from my collegues so I decided to apply for a payday loan via 1% Check Cashing. Found them online and the user reviews were positive I have already applied 3 times and every time I was accepted same day. Very satisfied.

Althea Dickinson IV

I have already contacted this lender twice and I was very happy with the rates. This is the only day and night lender with affordable rates in my town.

Rocio Bayer

Used 1% Check Cashing for the third time. The lender is fair. They always keep you informed on your debt. No fraud. You can always extend your loan. They are always there when I need extra money.

Mrs. Rozella Weimann DVM

I had problems with paying back my bank loan and was not sure I would get accepted for a loan with 1% Check Cashing . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $900 online. Fortunately I got accepted!!! They literally saved my life.

Gillian Roberts

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Kansas City, Missouri

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Cash advance loans may be an easy and speedy solution to a short-term problem in Kansas City, Missouri. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few factors.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific factors. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Kansas City, Missouri

Sun Loan Company

2015 Jefferson St Ste 10, Perryville, MO 63775, USA

+1 (573) 605-7020

www.sunloan.com

Belgrade State Bank

801 E High St, Potosi, MO 63664, USA

+1 (573) 436-5200

www.belgradestatebank.com

Arvest Bank ATM

5600 N Broadway, Gladstone, MO 64118, USA

+1 (888) 307-3496

locations.arvest.com

Arvest Bank

2835 E Battlefield Rd, Springfield, MO 65804, USA

+1 (417) 823-9944

locations.arvest.com

World Finance

516 Lana Dr, Cameron, MO 64429, USA

+1 (816) 649-6117

www.loansbyworld.com

Sunflower Bank

4151 N Mulberry Dr Ste 200, Kansas City, MO 64116, USA

+1 (816) 450-7005

www.sunflowerbank.com

Peoples Community Bank

422 MO-51, Puxico, MO 63960, USA

+1 (573) 222-3700

peoplescommunitybank.com

Principal Financial

847 E Cedar Ave, Leasburg, MO 65535, USA

+1 (573) 469-4870

www.principal.com

Enterprise Bank & Trust

6725 Chippewa St, St. Louis, MO 63109, USA

+1 (314) 647-9991

www.enterprisebank.com

Top