What people think about 1% Check Cashing?
Below you get acquainted with some of the testimonials of our customers.
I have already used this company 3 times and I was very pleased with the rates. This is the only round the clock lender with competitive rates in my area.
Amanda Fisher
I was embarrassed to borrow from my collegues so I decided to apply for a payday loan via 1% Check Cashing. Found them online and the user reviews were positive I have already applied 3 times and every time I was accepted same day. Very satisfied.
Althea Dickinson IV
I have already contacted this lender twice and I was very happy with the rates. This is the only day and night lender with affordable rates in my town.
Rocio Bayer
Used 1% Check Cashing for the third time. The lender is fair. They always keep you informed on your debt. No fraud. You can always extend your loan. They are always there when I need extra money.
Mrs. Rozella Weimann DVM
I had problems with paying back my bank loan and was not sure I would get accepted for a loan with 1% Check Cashing . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $900 online. Fortunately I got accepted!!! They literally saved my life.
Gillian Roberts
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Kansas City, Missouri
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Cash advance loans may be an easy and speedy solution to a short-term problem in Kansas City, Missouri. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few factors.
APR
443% APR*
Max Loan
$500
Min Term
14 days
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific factors. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Kansas City, Missouri
Mid-American Title Loans
5800 N Oak Trafficway, Gladstone, MO 64118, USA
+1 (816) 453-0454
www.midamericantitleloans.net
ACE Cash Express
3655 S Grand Blvd, St. Louis, MO 63118, USA
+1 (314) 773-1186
www.acecashexpress.com
World Finance
450 Cumberland Way Ste H, Sullivan, MO 63080, USA
+1 (573) 202-6460
www.loansbyworld.com
Simmons Bank Operations Center
424 S Western Ave, Springfield, MO 65802, USA
+1 (417) 888-3000
simmonsbank.com
Great Southern Bank
1500 S Elliott Ave, Aurora, MO 65605, USA
+1 (417) 678-2141
locations.greatsouthernbank.com
