1% Check Cashing Payday Loans Review

4.1 18 reviews

Organization owner?

5918 Wilson Ave, Kansas City, MO 64123, USA

Friday

9AM–8PM

Saturday

9AM–6PM

Sunday

11AM–5PM

Monday

9AM–8PM

Tuesday

9AM–8PM

Wednesday

9AM–8PM

Thursday

9AM–8PM

What people think about 1% Check Cashing?

Below you get acquainted with some of the testimonials of our customers.

I have already used this company 3 times and I was very pleased with the rates. This is the only round the clock lender with competitive rates in my area.

Amanda Fisher

I was embarrassed to borrow from my collegues so I decided to apply for a payday loan via 1% Check Cashing. Found them online and the user reviews were positive I have already applied 3 times and every time I was accepted same day. Very satisfied.

Althea Dickinson IV

I have already contacted this lender twice and I was very happy with the rates. This is the only day and night lender with affordable rates in my town.

Rocio Bayer

Used 1% Check Cashing for the third time. The lender is fair. They always keep you informed on your debt. No fraud. You can always extend your loan. They are always there when I need extra money.

Mrs. Rozella Weimann DVM

I had problems with paying back my bank loan and was not sure I would get accepted for a loan with 1% Check Cashing . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $900 online. Fortunately I got accepted!!! They literally saved my life.

Gillian Roberts

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Kansas City, Missouri

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Cash advance loans may be an easy and speedy solution to a short-term problem in Kansas City, Missouri. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few factors.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific factors. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.