Welcome to Our Online Loan Referral Service

4.2 5 reviews

601 E 12th St Rm G-61, Kansas City, MO 64106, USA
+1 (816) 936-5050
www.kcareacu.com
Sunday
Closed
Monday
7:30AM–3PM
Tuesday
7:30AM–3PM
Wednesday
7:30AM–3PM
Thursday
7:30AM–3PM
Friday
7:30AM–3PM
Saturday
Closed

Domain Info

Created Date

2003-11-26

Mailing Address

Missouri, United States

Company Name

K C Area Credit Union

K C Area Credit Union

Contact Data

Feedback about KC Area Credit Union?

Here you read the reviews of our clients.

I recommend KC Area Credit Union to everyone, I am applying for the second time. Everything is great!

Dr. Orval Mitchell

KC Area Credit Union applied for a cash advance secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Chadrick Daugherty

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Prof. Rubye Anderson

I often take out a cash advance to a card in KC Area Credit Union. It is very convenient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the terms.

Emilia McCullough

KC Area Credit Union seemed to me the reliable. At least no insurance and extra commissions. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Mr. Bertha Kozey

Pay Attention

Lending companies are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Kansas City, Missouri

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and quick to take out payday loans in Kansas City, Missouri. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

How will KC Area Credit Union help take out a loan in Kansas City, Missouri?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% deny the request when lenders in Kansas City, mo will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

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