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5 reviews
Loan agency in Malden, Missouri

1118 N Douglass St, Malden, MO 63863, USA
+1 (573) 276-6000
www.cashdepotloans.com
Thursday
10AM–6PM
Friday
10AM–7PM
Saturday
Closed
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

2018-11-16

Mailing Address

Missouri, United States

Company Name

Element 74 LLC

Element 74 LLC

Contact Data

Feedback about Cash Depot Payday Loans?

Here you grapple with the reviews of our clients.

Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.

Dr. Pierre Reinger

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.

Prof. Jamaal Parisian

I often take out a payday loan to a card in Cash Depot Payday Loans. It is very efficient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the terms.

Mrs. Lauryn Predovic

Yesterday I needed extra funds, I decided to addressed Cash Depot Payday Loans. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Keyshawn Pagac

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on schedule, it can be either extended or repaid ahead of schedule.

Kraig Schuster I

A good payday lender. It quickly processed the application and credited the funds to my bank account.

Ms. Lauretta Robel

Pay Attention

Above-defined info provides the details about a certain lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Malden, Massachusetts

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Malden, Massachusetts is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

23% small loan cap

How will Cash Depot Payday Loans help issue a payday loan in Malden, Massachusetts?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Malden, Massachusetts. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

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A-1 Premium Acceptance

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Bank of America ATM

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Simmons Bank

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