Welcome to Our Online Loan Referral Service

3.7 3 reviews

9957 Winghaven Blvd, O'Fallon, MO 63368, USA
+1 (636) 561-5750
locations.umb.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

1995-08-16

Mailing Address

Company Name

Contact Data

What people think about UMB Bank (with drive-thru services)?

Below you get acquainted with some of the reviews of our customers.

I applied for the first loan in my life, was approved the same day despite the fact that I had other loans. I repaid it on time. Love this company for their affordable rates. Other lenders in my city charge sky high interest!

Hilda Hilpert

Was invited to a birthday party but was broke at that time. A friend recommended me to apply for a loan via UMB Bank (with drive-thru services). And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had no credit. In general, The process was hassle free.

Cruz Feil

I want to say Many Thanks to the staff of UMB Bank (with drive-thru services). They offer immediate solution to any unexpected money problems. Love them for their immediate approval. Applied for a loan and got accepted although my credit was bad. I will definitely use this company if I need money in the future.

Ms. Monica Lubowitz

Thanks!! The funds were transferred to my bank account as promised – the same day. I closed the loan on time and had no problems. The process is speedy and legit. Be a responsible client and you will have no complaints.

Dr. Demond Strosin DVM

A good loan provider. The company quickly processed my application. Had money in my account the next evening. If you need some extra cash urgently, this is the best place to apply, I’m telling you!

Mr. Gunnar Bayer

Pay Attention

The above-given information provides the details about a precise lending service. The information below is about general information about payday loans.

Payday Loans in O'Fallon, Illinois

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in O'Fallon, Illinois. Loans from payday lenders can get you cash quickly. Your APR will depend on a few factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and pay off your loan commitments on scheduled.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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