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What people think about American Bank of Missouri?
Below you see some of the testimonials of our clients.
Great bank, people, and atmosphere.
Laney Oberbrunner
Very good experience with these folks for about 3 years now.
Prof. Cheyanne Wisoky I
Always friendly helpful service.
Elnora Bode
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Below you can read general information about payday loans and their common characteristics.
Payday Loans in O'Fallon, Illinois
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans in O'Fallon, Illinois is are easy to get. The APR is specific for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on other aspects. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get accepted for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in O'Fallon, Missouri
Great Southern Bank ATM
1080 E Mt Vernon Blvd, Mt Vernon, MO 65712, USA
+1 (800) 749-7113
www.greatsouthernbank.com
Heights Finance Corporation
111 W Potter Ave, Kirksville, MO 63501, USA
+1 (660) 627-4005
firstchoicepaydayloans.com
ACE Cash Express
10004 Gravois Rd, St. Louis, MO 63123, USA
+1 (314) 638-7200
www.acecashexpress.com
