Welcome to Our Online Loan Referral Service

5 5 reviews

5000 Winghaven Blvd, O'Fallon, MO 63368, USA
+1 (636) 561-5500
www.ourpsb.com
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
8AM–12PM

Domain Info

Created Date

2008-05-01

Mailing Address

MO, United States

Company Name

PEOPLES SAVINGS BANK

PEOPLES SAVINGS BANK

Contact Data

Feedback about Peoples Savings Bank?

Here you grapple with the reviews of our customers.

Thanks to the team of Peoples Savings Bank. Quick solution of the arisen problems, quick approval on the loan. I definitely recommend this service.

Mr. Bradley Ullrich

The funds are transferred to my card. I pay back through my account. The payment is efficient and quick. Pay on schedule and there will be no problems.

Nelle Jaskolski

Pay Attention

Above-defined info offers the details about a exact lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in O'Fallon, Illinois

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in O'Fallon, Illinois is issued easily and fast. The interest rate is specified depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Peoples Savings Bank help issue a loan in O'Fallon, Illinois?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in O'Fallon, il will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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