Domain Info
Created Date
2008-05-01
Mailing Address
MO, United States
Company Name
PEOPLES SAVINGS BANK
PEOPLES SAVINGS BANK
Contact Data
Feedback about Peoples Savings Bank?
Here you grapple with the reviews of our customers.
Thanks to the team of Peoples Savings Bank. Quick solution of the arisen problems, quick approval on the loan. I definitely recommend this service.
Mr. Bradley Ullrich
The funds are transferred to my card. I pay back through my account. The payment is efficient and quick. Pay on schedule and there will be no problems.
Nelle Jaskolski
Pay Attention
Above-defined info offers the details about a exact lender. Below-shown info is devoted to general information about payday loans.
Payday Loans in O'Fallon, Illinois
Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
This financial product in O'Fallon, Illinois is issued easily and fast. The interest rate is specified depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will Peoples Savings Bank help issue a loan in O'Fallon, Illinois?
- 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill out the following data:
After filling out an application, submit it and recieve the decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in O'Fallon, il will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will define the cost of the payday loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in O'Fallon, Missouri
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+1 (888) 929-2265
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First State Community Bank
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+1 (573) 358-0022
www.fscb.com
Heights Finance Corporation
201 S Bishop Ave, Rolla, MO 65401, USA
+1 (573) 368-0000
www.heightsfinance.com
