Welcome to Our Online Loan Referral Service

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4190 State Hwy K, O'Fallon, MO 63368, USA
+1 (636) 300-0100
jbt-stl.com
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
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Domain Info

Created Date

2002-01-28

Mailing Address

Missouri, United States

Company Name

Jefferson Bank and Trust

Jefferson Bank and Trust

Contact Data

Feedback about Jefferson Bank & Trust?

Here you read the feedback of our clients.

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes readers grapple with general information about payday loans.

Payday Loans in O'Fallon, Illinois

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is simple and fast to take out payday loans in O'Fallon, Illinois. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Jefferson Bank & Trust help take out a loan in O'Fallon, Illinois?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in O'Fallon, il will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in O'Fallon, Missouri

Southern Bank

100 W Main St, Matthews, MO 63867, USA

+1 (573) 471-1901

locations.bankwithsouthern.com

Central Bank

18401 Business 13, Branson West, MO 65737, USA

+1 (417) 272-6319

www.centralbank.net

TitleMax

7405 W Florissant Ave, St. Louis, MO 63136, USA

+1 (314) 446-6006

www.titlemax.com

World Acceptance

1232 Independence Ave, Kennett, MO 63857, USA

+1 (573) 888-8882

U.S. Bank Branch

17946 Business 13, Branson West, MO 65737, USA

+1 (417) 272-8181

locations.usbank.com

Community National Bank & Trust

1109 Gulf St, Lamar, MO 64759, USA

+1 (417) 682-3574

www.mybankcnb.com

ATM (UMB Bank)

301 N Main St, Paris, MO 65275, USA

Sun Loan Company

1700 1st St #113, Kennett, MO 63857, USA

+1 (573) 559-2692

www.sunloan.com

First State Community Bank

114 Independence Ave, Kennett, MO 63857, USA

+1 (573) 888-4571

www.fscb.com

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