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4.9 32 reviews
Loan agency in O'Fallon, Missouri

2388 State Hwy K, O'Fallon, MO 63368, USA
+1 (636) 240-0046
www.advanceamerica.net
Friday
9AM–6PM
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you see some of the reviews of our clients.

… time! My husband and I always come here to get payday and installment loans from time to time, and this business has always given us what we need without issue. Shawn, …

Clint Schulist

They offer friendly service and answer all my questions everytime!

Mr. Horacio Casper DVM

Staff is super helpful, Brenda has always been amazing and helpful.

Aron Luettgen

They offer friendly service and answer all my questions everytime!

Miss Hillary Lueilwitz V

Staff is super helpful, Brenda has always been amazing and helpful.

Cody Lueilwitz

Great customer service always smiling!

Dr. Clarabelle Lehner Sr.

Awesome watch place guy really knows his stuff

Kaden Crooks

Small town BIG quality

Clara Reilly

They are very respectful and treat you like you're family

Lilyan Turner

Pay Attention

The previous three items describe a definite company. But below you can find general data about payday loans.

Payday Loans in O'Fallon, Illinois

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in O'Fallon, Illinois. Loans from payday lenders can get you money same day. Your interest rate will depend on a few factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in O'Fallon, il accept people with bad credit. You can apply for a bad credit payday loan on the net 24/7 and if accepted could have the money in your account within several hours.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the real cost of the loan immediately.

APR Calculator

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