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What people think about West Community Credit Union?
Below you find some of the reviews of our clients.
Great service and atmosphere.
Rico Marvin
Extremely rude and inconsiderate, just in it for the money.
Alejandrin Balistreri
Did a refinance on my home and the lady i worked with was wonderful.
Elwin Paucek PhD
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in O'Fallon, Illinois
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online cash advance loans can be the easiest solution to your temporary financial issues in O'Fallon , Illinois because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a bad credit history an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments punctually.
To get accepted for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 10 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in O'Fallon, Missouri
Electro Savings Credit Union
16500 Manchester Rd, Grover, MO 63040, USA
+1 (314) 434-6470
www.electrosavings.com
Southwest Missouri Bank
2995 Gardner-Edgewood Dr, Neosho, MO 64850, USA
+1 (417) 451-7700
www.smbonline.com
Missouri Credit Union ATM
3714 W Truman Blvd, Jefferson City, MO 65109, USA
+1 (573) 635-8007
missouricu.org
