Welcome to Our Online Loan Referral Service

4.7 6 reviews

908 Walton Way, Richmond, MO 64085, USA
+1 (816) 470-3080
www.academybank.com
Friday
9AM–7PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

1999-12-17

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Academy Bank?

Here you read the reviews of our customers.

I recommend Academy Bank to everyone, I am applying for the second time. Everything is great!

Carmen Rippin DDS

Not the first time I use Academy Bank. The service is fair. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.

Jayne Miller DDS

I took out a cash advance when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One refused, the other issued at too high a rate, but here it was approved as I wanted.

Stanley Mante

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Richmond, Massachusetts

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Richmond, Massachusetts are taken out easily. The interest rate depends on the client's person-related data: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

23% small loan cap

How will Academy Bank help take out a payday loan in Richmond, Massachusetts?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Richmond, ma consider this circumstance not a hindrence to take out a loan. The client of a cash advance should be prepared to objectively assess financial capabilities, issue a loan, pay back the debt on a due date and not only cope with current issues, but improve the credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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