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2 4 reviews
Loan agency in Saint Charles, Missouri

3555 Franks Dr, St Charles, MO 63301, USA
+1 (636) 724-9200
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed

Feedback about TJ Lending?

Here you read the feedback of our customers.

The best customer service ever.

Dr. Guiseppe Gibson

To me that i was a waste of his time and hung up.

Delbert Schuppe

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Saint Charles, Virginia

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to issue loans in Saint Charles, Virginia. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will TJ Lending help take out a payday loan in Saint Charles, Virginia?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be deposited to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Saint Charles, va will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Saint Charles, Missouri

Enterprise Bank & Trust

8475 Local Hillsboro Rd, Cedar Hill, MO 63016, USA

+1 (636) 274-4141

www.enterprisebank.com

First State Community Bank

201 N Main St, Sikeston, MO 63801, USA

+1 (573) 472-5933

www.fscb.com

U.S. Bank ATM - Columbia Business Loop

507 Business Loop 70 W, Columbia, MO 65203, USA

+1 (800) 872-2657

usbank.com

OneMain Financial

3065 William St Suite 101, Cape Girardeau, MO 63703, USA

+1 (573) 335-4488

www.onemainfinancial.com

LendNation

911 Porter Wagoner Blvd, West Plains, MO 65775, USA

+1 (417) 255-1100

www.lendnation.com

Cash City

514 S Main St, Sikeston, MO 63801, USA

+1 (573) 471-0202

cashcitysikeston.com

ATM Liberty Bank

1401 W State Hwy J, Ozark, MO 65721, USA

+1 (800) 627-3999

simmonsbank.com

Professional Funding Co

10449 St Charles Rock Rd # 509, St Ann, MO 63074, USA

+1 (314) 423-6666

First Bank of the Lake

4558 Osage Beach Pkwy #100, Osage Beach, MO 65065, USA

+1 (573) 348-2265

www.fblake.bank

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