Welcome to Our Online Loan Referral Service

3 22 reviews

3022 S Belt Hwy, St Joseph, MO 64503, USA
+1 (816) 385-5310
www.academybank.com
Friday
9AM–7PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

1999-12-17

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Academy Bank?

Here you see the feedback of our clients.

But today really pushed my buttons.

Joana Halvorson

Told that I couldn’t get my money back for their app being broken.

Reed Cole

Disgraceful representation of how a manager should treat a customer.

Julio Mueller

She and the staff at Fairway were so helpful.

Prof. Rafaela Bauch

Very professional, great at communication, and incredibly knowledgeable.

Marlon Treutel

They made our refinance a painless process!

Dr. Dell Gutkowski PhD

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Saint Joseph, Tennessee

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Saint Joseph, Tennessee is issued easily and fast. The interest rate is specified respecting the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Academy Bank help take out a loan in Saint Joseph, Tennessee?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Saint Joseph, Tennessee. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Saint Joseph, Missouri

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+1 (816) 595-0930

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Hawthorn Bank

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America's Cash Advance Inc

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+1 (573) 333-5100

americascashadvanceinc.com

World Finance

126 Corum Rd, Excelsior Springs, MO 64024, USA

+1 (816) 637-2324

www.loansbyworld.com

U.S. Bank Branch

625 N Main St, Sikeston, MO 63801, USA

+1 (573) 475-3510

locations.usbank.com

Wall Street Coin Pawn & Loan

720 Washington St, Chillicothe, MO 64601, USA

+1 (660) 240-5051

U.S. Bank ATM - Saint Robidoux

415 Francis St, St Joseph, MO 64501, USA

+1 (800) 872-2657

usbank.com

Bank Northwest

3309 Miller St, Bethany, MO 64424, USA

+1 (660) 425-2315

www.banknw.com

Simmons Bank Commercial Lending Office

1251 NW Briarcliff Pkwy Suite #150, Kansas City, MO 64116, USA

+1 (866) 246-2400

www.simmonsbank.com

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