Welcome to Our Online Loan Referral Service


12304 Manchester Rd, St. Louis, MO 63131, USA
+1 (314) 821-7518

Feedback about PHH Home Loans?

Here you read the feedback of our customers.

PHH Home Loans applied for a cash advance secured by a car for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Prof. Hillard Fadel

I suffered a difficult situation in my life. I urgently needed extra money. This company helped out me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Mr. Ellsworth Kling

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Devyn O'Keefe

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Keanu Bradtke

PHH Home Loans seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Mercedes Wolff

Not the first time I use PHH Home Loans. The service is competent. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when cash is urgently needed.

Edwin Kuhlman

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes users grapple with shared information about payday loans.

Payday Loans in Saint Louis, Michigan

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

It is easy and quick to issue payday loans in Saint Louis, Michigan. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will PHH Home Loans help take out a payday loan in Saint Louis, Michigan?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Saint Louis, Michigan. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Saint Louis, Missouri

World Finance

12022 Blue Ridge Ext, Grandview, MO 64030, USA

+1 (816) 965-7955

www.loansbyworld.com

Southern Bank

380 N Kingshighway St, Cape Girardeau, MO 63701, USA

+1 (573) 331-7100

locations.bankwithsouthern.com

The Bank of Missouri

40 N Main St, Fair Grove, MO 65648, USA

+1 (417) 759-6500

www.bankofmissouri.com

Simmons Bank ATM

1205 Forum Blvd, Columbia, MO 65203, USA

+1 (866) 246-2400

simmonsbank.com

Southwest Missouri Bank

101 E Grand Ave, Jasper, MO 64755, USA

+1 (417) 394-2546

www.smbonline.com

Holy Rosary Credit Union

401 Illinois Ave, St Joseph, MO 64504, USA

+1 (816) 232-1414

www.holyrosarycu.org

LendNation

800 Washington St, Chillicothe, MO 64601, USA

+1 (660) 646-1679

www.lendnation.com

Ozark Federal Credit Union

211 N 5th St, Poplar Bluff, MO 63901, USA

+1 (573) 686-9991

www.ozarkfcu.com

ATM (UMB Bank)

1718 W Jesse James Rd, Excelsior Springs, MO 64024, USA

+1 (816) 860-7972

www.umb.com

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