Great Southern Bank Payday Loans Review

3.6 8 reviews

Organization owner?

2945 W Republic Rd, Springfield, MO 65807, USA

+1 (417) 895-5203

locations.greatsouthernbank.com

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

9AM–1PM

Sunday

Closed

Domain Info

Created Date

1999-04-05

Mailing Address

Missouri, United States

Company Name

Great Southern Bank

Contact Data

What people think about Great Southern Bank?

Below you read some of the opinions of our customers.

Everyone is so kind and personable, especially the tall red head!

Estell Baumbach

We had considered opening an account here, but not after this experience.

Alexzander Wisoky

Important

The previous three items describe a precise lending service. But below you can find common details about payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans in Springfield, Massachusetts is are easy to access. The APR is specific for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a poor credit score an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and pay off your loan commitments as agreed in the contract.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the payday loan even before applying.