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4.8 58 reviews
Loan agency in Springfield, Missouri

3548 S Campbell Ave, Springfield, MO 65807, USA
+1 (417) 890-7624
www.advanceamerica.net
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

The girls at this location are very nice! They explained how the payday works very well, answered all of my questions fully, and were very efficient! I would definitely …

Ms. Zoe Donnelly

Rachael gave me friendly home town service

Mr. Casey Tremblay III

I was absolutely pleased with the customer service I received at this location.

Mrs. Ava Marvin

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Springfield, Massachusetts

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Springfield, Massachusetts is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

23% small loan cap

How will Advance America help take out a payday loan in Springfield, Massachusetts?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Springfield, Massachusetts. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Springfield, Missouri

Cash-N-Go

501 US-65, Lincoln, MO 65338, USA

www.cash-n-go.net

Quick Cash

1773 Jeffco Blvd, Arnold, MO 63010, USA

+1 (636) 282-7720

Pay Day Loans

3003 S Belt Hwy, St Joseph, MO 64503, USA

Advance America

832 E High St Unit 3, Potosi, MO 63664, USA

+1 (573) 436-4440

www.advanceamerica.net

Midland States Bank

1920 Richardson Rd, Arnold, MO 63010, USA

+1 (636) 464-7733

www.midlandsb.com

Simmons Bank Commercial Lending Office

1251 NW Briarcliff Pkwy Suite #150, Kansas City, MO 64116, USA

+1 (866) 246-2400

www.simmonsbank.com

Arvest Bank

360 SW M, MO-150, Lee's Summit, MO 64082, USA

+1 (816) 946-5302

locations.arvest.com

Empire Finance

427 W Coler St STE C, Neosho, MO 64850, USA

+1 (417) 451-7042

www.wallacemgt.com

Arsenal Credit Union

14305 New Halls Ferry Road, Florissant, MO 63033, USA

+1 (314) 839-6580

arsenalcu.com

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