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Loan agency in Springfield, Missouri

214 S Glenstone Ave, Springfield, MO 65802, USA
+1 (417) 823-9475
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed

What people think about Community Loans?

Below you see some of the opinions of our customers.

Absolutely amazing company to work with!

Miss Cynthia Mayert V

Great experience, prompt replies to any question.

Polly Cormier

I would highly recommend Ben.

Theo Barton

Important

The previous three items describe a certain company. But below you can read common details about payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Springfield, Massachusetts is are simple to get. The interest rate is specific for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on other factors. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Springfield, Missouri

Bank of Minden

601 Main St, Mindenmines, MO 64769, USA

+1 (417) 238-8888

Putnam County State Bank

1522 Main St, Unionville, MO 63565, USA

+1 (660) 947-2477

www.putnamcountystatebank.com

Midwest Regional Bank

11860 Gravois Rd, St. Louis, MO 63127, USA

+1 (314) 394-4900

www.mwrbank.com

U.S. Bank Branch

214 Woodlawn Dr, Leadington, MO 63601, USA

+1 (573) 431-2265

locations.usbank.com

Academy Bank

301 Cooper Blvd, Warrensburg, MO 64093, USA

+1 (660) 422-9233

www.academybank.com

ATM (UMB Bank)

3601 Mitchell Ave, St Joseph, MO 64507, USA

+1 (816) 233-8284

Cash 4U

401 W 4th St A, Eldon, MO 65026, USA

+1 (573) 392-6000

MoneyGram

518 Washington St, Chillicothe, MO 64601, USA

+1 (660) 707-1860

locations.moneygram.com

Concordia Bank

325 S 2nd St, Odessa, MO 64076, USA

+1 (816) 633-7055

www.concordia-bank.com

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