Welcome to Our Online Loan Referral Service

5 9 reviews

2000 S Russell St # 1, Missoula, MT 59801, USA
+1 (406) 728-1034
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM

Feedback about Montana Educators Credit Union?

Here you read the feedback of our clients.

For 6 months I have not been able to make the service to transfer the information about the repaying of the loan for 2019.

Mrs. Nyasia Jenkins

I took out $300 for several days. When the cash advance was returned, they applied a gigantic commissions, I had to pay almost $400.

Hildegard Ruecker Sr.

I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Garnet Cormier

I took out cash advance from Montana Educators Credit Union 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Moses Fay

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Linnie Wintheiser

Pay Attention

Further there will be presented the details about not a exact lender. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Missoula, Montana

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Missoula, Montana are issued hassle-free. The interest rate is conditional on the customer's personal information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

How will Montana Educators Credit Union help issue a payday loan in Missoula, Montana?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Missoula, mt consider this circumstance not a hindrence to issue a loan. The customer of a payday loan should be ready to objectively assess financial abilities, take out a loan, repay the debt on time and not only solve current problems, but improve the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Missoula, Montana

Western Security Bank - Western Center

495 Main St, Billings, MT 59105, USA

+1 (406) 371-8320

www.westernsecuritybank.com

Northwest Farm Credit Services

3490 Gabel Rd Ste 300, Billings, MT 59102, USA

+1 (406) 651-1670

First Interstate Bank

24 E Main St, Cut Bank, MT 59427, USA

+1 (406) 873-2265

locations.firstinterstatebank.com

Opportunity Bank of Montana

27 1st St NW, Choteau, MT 59422, USA

+1 (406) 466-3157

www.opportunitybank.com

Bear Paw Credit Union

30 1st St N, Sunburst, MT 59482, USA

+1 (406) 937-2365

www.bearpawcu.org

Consumer Credit Counseling Services

690 N Meridian Rd # 206, Kalispell, MT 59901, USA

+1 (406) 257-4069

www.creditcounselingservicesusa.com

Credit Bureau of Havre

228 4th Ave, Havre, MT 59501, USA

+1 (406) 265-7871

www.cbhavre.com

Opportunity Bank of Montana

3401 Harrison Ave, Butte, MT 59701, USA

+1 (406) 494-2233

www.opportunitybank.com

First Security Bank

33 Ice Center Lane, Bozeman, MT 59718, USA

+1 (406) 582-1500

ourbank.com

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