Domain Info
Created Date
1995-01-09
Mailing Address
Nebraska, United States
Company Name
Union Bank and Trust Company
Union Bank and Trust Company
Contact Data
Feedback about Union Bank & Trust?
Here you see the reviews of our clients.
Great service anytime that I've needed to go in.
Jensen Hickle
Great customer service!
Prof. Katelin Halvorson DDS
Very rude not willing to help people!!
Prof. Agnes Price
Pay Attention
Further there will be given the details about not a certain lender. The information below will define shared information about payday loans and its specific features.
Payday Loans in Fairbury, Illinois
According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.
Such financial products as payday loan in Fairbury, Illinois is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a client will get.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will Union Bank & Trust help take out a payday loan in Fairbury, Illinois?
- 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill in the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Fairbury, il consider this circumstance not a hindrence to issue a loan. The borrower of a cash advance should be prepared to objectively estimate financial solvency, take out a loan, repay the debt on a due date and not only handle current issues, but improve the credit rating.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Fairbury, Nebraska
Centris Federal Credit Union
4804 Ames Ave, Omaha, NE 68104, USA
+1 (402) 334-7000
www.centrisfcu.org
