Welcome to Our Online Loan Referral Service

2.5 8 reviews

518 N Eddy St, Grand Island, NE 68801, USA
+1 (308) 384-2814
www.5pointsbank.com
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM

Domain Info

Created Date

1997-01-04

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, NE, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Five Points Bank?

Here you see the feedback of our clients.

Unsatisfied! Was denied to take out $1,000. Only $400 was approved.

Myles Terry PhD

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of support team.

Micaela Hermann

I tried to borrow money from Five Points Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Dr. Edwina Jaskolski

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Grand Island, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Hassle-free financial products are considered as payday loans in Grand Island, ny. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to pay off as much payday loans as possible.

APR

25% small loan cap

How will Five Points Bank help issue a payday loan in Grand Island, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Grand Island, ny consider this circumstance not a hindrence to issue a loan. The borrower of a payday loan should be ready to objectively estimate financial abilities, issue a loan, pay back the debt on time and not only handle current problems, but enhance the credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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