Welcome to Our Online Loan Referral Service

4.3 7 reviews

2008 N Webb Rd, Grand Island, NE 68803, USA
+1 (308) 381-7400
www.ubt.com
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM

Domain Info

Created Date

1995-01-09

Mailing Address

Nebraska, United States

Company Name

Union Bank and Trust Company

Union Bank and Trust Company

Contact Data

Feedback about Union Bank & Trust?

Here you grapple with the feedback of our customers.

No matter how much submitted an application for a loan. Constantly denied. No idea why?

Luciano Bernier

100% sly service. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Elouise Kerluke

Disappointed! Was denied to issue $1,000. Only $400 was approved.

Marcelle Crist

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Grand Island, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Grand Island, New York is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

25% small loan cap

How will Union Bank & Trust help issue a payday loan in Grand Island, New York?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Grand Island, ny will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Grand Island, Nebraska

First Bank Loan Production Agency

8600 Executive Woods Dr Suite 500, Lincoln, NE 68512, USA

+1 (402) 429-5626

www.first.bank

Citizens State Bank

2020 West 8th Ave, Plattsmouth, NE 68048, USA

+1 (402) 296-3333

citstatebank.com

Platte Valley Bank ATM - L.C. Convenience Store

204 Jeffers Ave, Lyman, NE 69352, USA

pvbank.com

Nebraska Department of Banking & Finance

1526 K St Suite 300, Lincoln, NE 68508, USA

+1 (402) 471-2171

ndbf.nebraska.gov

Farm Credit Services of America

686 E 3rd St, Imperial, NE 69033, USA

+1 (308) 882-4201

www.fcsamerica.com

Northwest Bank

9719 Giles Rd, La Vista, NE 68128, USA

+1 (402) 537-0300

www.nw.bank

Cornerstone Bank

401 University Ave, Guide Rock, NE 68942, USA

+1 (402) 257-2165

cornerstoneconnect.com

Union Bank & Trust

1301 J St, Auburn, NE 68305, USA

+1 (402) 274-4393

www.ubt.com

Banner Capital Bank Loan Processing Office

801 W C St Suite 3, McCook, NE 69001, USA

+1 (308) 344-9385

www.bcbank.net

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