What people think about Cash Spot?
Below you see some of the opinions of our customers.
This place is a great place to do business with.
Beaulah Moen Jr.
The ladies are very nice great customer service
Prof. Elmer Toy
Important
Below you can see general information about payday loans and their common features.
Payday Loans in Hastings, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Hastings, New York. Loans from payday lenders can get you funds same day. Your APR will depend on a few things.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on specific aspects. Lenders will check your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Hastings, Nebraska
Nebraska Department of Banking & Finance
1526 K St Suite 300, Lincoln, NE 68508, USA
+1 (402) 471-2171
ndbf.nebraska.gov
American National Bank
20412 Veterans Dr, Elkhorn, NE 68022, USA
+1 (402) 289-5765
www.american.bank
