Welcome to Our Online Loan Referral Service

4.3 7 reviews

8401 Lexington Ave, Lincoln, NE 68505, USA
+1 (402) 323-1490
www.ubt.com
Saturday
8:30AM–12:30PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM

Domain Info

Created Date

1995-01-09

Mailing Address

Nebraska, United States

Company Name

Union Bank and Trust Company

Union Bank and Trust Company

Contact Data

Feedback about Union Bank & Trust?

Here you read the reviews of our customers.

I have been with this bank for many many years and have had several loans through them with no problems at all.

Joshuah Cronin

Pay Attention

Payday lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Lincoln, Massachusetts

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Lincoln, Massachusetts are taken out easily. The interest percentage depends on the customer's personal information: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

23% small loan cap

How will Union Bank & Trust help take out a loan in Lincoln, Massachusetts?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Lincoln, Massachusetts. They estmate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Lincoln, Nebraska

Centris Federal Credit Union

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+1 (402) 334-7000

www.centrisfcu.org

Principal Financial Group

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Bank of the West

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+1 (402) 918-5300

www.bankofthewest.com

Express Pawn

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+1 (402) 904-5197

expresspawn.net

First Nebraska Bank

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+1 (402) 563-3656

www.firstnebraskabank.com

AmeriFirst Finance

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+1 (402) 505-6300

www.trustamerifirst.com

First National Bank & Trust

230 Broadway St, Fullerton, NE 68638, USA

+1 (402) 678-2344

bankatfirstnational.com

Metro Credit Union

4501 N 72nd St, Omaha, NE 68134, USA

+1 (402) 551-3052

www.metrofcu.org

Pinnacle Bank

218 Main St, Louisville, NE 68037, USA

+1 (402) 234-2155

www.pinnbank.com

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