FNBO - First National Bank of Omaha Payday Loans Review

4.3 6 reviews

Organization owner?

1926 Broadway, Scottsbluff, NE 69361, USA

+1 (308) 635-8606

www.fnbo.com

Sunday

Closed

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Thursday

9AM–4:30PM

Friday

9AM–4:30PM

Saturday

Closed

Domain Info

Created Date

1994-12-01

Mailing Address

1620 Dodge Street, Omaha, NE, 68197, United States

Company Name

Domain Administrator

First National Bank of Omaha

Contact Data

[email protected]

+1.4026337188

Feedback about FNBO - First National Bank of Omaha?

Here you get acquainted with the feedback of our customers.

They don't waste your time, and they're just genuinely good people.

Colby Kovacek Sr.

Would not recommend Liberty Tax Service, at least this location.

Mr. Reginald Bednar Jr.

Makes doing your taxes a pleasant experience.

Ressie Cummerata

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Scottsbluff, Nebraska

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Scottsbluff, Nebraska is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

36%

Max Loan

$500

Min Term

Not Specified

Max Term

34 days

How will FNBO - First National Bank of Omaha help issue a loan in Scottsbluff, Nebraska?

24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Scottsbluff, ne will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Scottsbluff, Nebraska

Northwest Bank: Olson Jason

9719 Giles Rd, La Vista, NE 68128, USA

+1 (402) 537-0300

www.bank-northwest.com