Welcome to Our Online Loan Referral Service

5 2 reviews

502 N Grant Ave, York, NE 68467, USA
+1 (402) 362-7736
www.ubt.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

1995-01-09

Mailing Address

Nebraska, United States

Company Name

Union Bank and Trust Company

Union Bank and Trust Company

Contact Data

What people think about Union Bank & Trust?

Below you read some of the reviews of our clients.

I got cash advance from Union Bank & Trust 3 times. Paid off all my loans in a timely manner. Last morning wanted to borrow more, but they approved me for only $100 ???

Prof. Reynold Feest

APR too high. People usually take cash advances because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their APR a little…

Brandon Russel

Unhappy client! Was denied for no reason. My credit was good.

Ms. Katelyn Hodkiewicz Jr.

Important

Now you can review general characteristics of payday loans.

Payday Loans in York, New York

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in York, New York. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several factors.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit history. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the cash advance loan immediately.

APR Calculator

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Union Bank & Trust

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