Woodlands Credit Union Payday Loans Review

Organization owner?

730 Main St, Berlin, NH 03570, USA

+1 (603) 752-5650

What people think about Woodlands Credit Union?

Below you get acquainted with some of the testimonials of our clients.

Unsatisfied customer! Was denied for no reason. My credit was average.

Mr. Alfonzo Herzog DVM

I got payday loan from Woodlands Credit Union 3 times. Paid back all my loans on time. Last morning wanted to borrow more, but they approved me for only $200 ???

Mallie Zemlak

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Berlin, New York

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Berlin, New York is are easy to get. The interest rate is specific for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments without delays.

To get approved for a loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.