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1 reviews
Loan agency in Laconia, New Hampshire

446 Union Ave, Laconia, NH 03246, USA
3 years in business
+1 (855) 642-2756
nhcarcredit.com
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
10AM–3PM
Sunday
(Easter)
Closed
Monday
9AM–5:30PM

Domain Info

Created Date

2013-04-22

Mailing Address

Company Name

Contact Data

Feedback about NH Car Credit?

Here you read the feedback of our customers.

I took out payday loan from NH Car Credit 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Marjory Baumbach

I issued cash advance from NH Car Credit 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Alta Kutch

I borrowed $300 for several days. When the cash advance was returned, they applied a gigantic commissions, I had to pay almost $400.

Prof. Raven Carter III

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes users get acquainted common information about payday loans.

Payday Loans in Laconia, New Hampshire

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Laconia, New Hampshire is taken out easily and quickly. The interest percentage is defined respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will NH Car Credit help issue a payday loan in Laconia, New Hampshire?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the request when lenders in Laconia, nh will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Laconia, New Hampshire

Bar Harbor Bank & Trust - ATM

Colby Sawyer College – Hogan Center, 541 Main Street, New London, NH 03257, USA

+1 (800) 281-5772

www.barharbor.bank

Citizens Bank

4 Main St, Hinsdale, NH 03451, USA

+1 (603) 336-5922

www.citizensbank.com

New England Auto Finance, Inc.

193 Court St, Laconia, NH 03246, USA

+1 (603) 524-0498

Citizens Bank ATM

921 Central St, Franklin, NH 03235, USA

www.citizensbank.com

Woodsville Guaranty Savings Bank

278 Main St, Franconia, NH 03580, USA

+1 (603) 823-8199

www.theguarantybank.com

Bank of New Hampshire - Delta Dental Stadium ATM

1 Line Dr, Manchester, NH 03101, USA

+1 (800) 832-0912

www.banknh.com

Santander Bank

3 Wall St, Windham, NH 03087, USA

+1 (603) 432-1900

locations.santanderbank.com

Citizens Bank ATM

42 Pinkerton St, Derry, NH 03038, USA

www.citizensbank.com

Northway Bank

414 NH-49, Campton, NH 03223, USA

+1 (603) 726-3942

www.northwaybank.com

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