Citizens Bank ATM Payday Loans Review - Laconia, New Hampshire

Organization owner?

62 Beacon St E, Laconia, NH 03246, USA

www.citizensbank.com

Domain Info

Created Date

1995-08-15

Mailing Address

RI, United States

Company Name

Citizens Financial Group Inc

Contact Data

What people think about Citizens Bank ATM?

Below you read some of the opinions of our clients.

This company is a rip off. I will never use again. $30 goes towards loan and you keep $82 for interest.

Isai Block

Interest too high. People usually take cash advances because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their rates a little…

Nadia Hagenes

So upset!! They approve me for a loan but it’s been 5 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my loan.

Ms. Hosea Moen

Seems a fake company. They ask for too many personal data. I think it’s risky to distribute such details [online|on the Internet. You’d better find another website.

Hanna Strosin

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Laconia, New Hampshire

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Laconia, New Hampshire. The entire process is stress-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

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