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3.8 11 reviews

268 Daniel Webster Hwy S, Merrimack, NH 03054, USA
+1 (603) 424-6111
locations.citizensbank.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM

Domain Info

Created Date

1995-08-15

Mailing Address

RI, United States

Company Name

Citizens Financial Group Inc

Citizens Financial Group Inc

Contact Data

Feedback about Citizens Bank?

Here you get acquainted with the feedback of our customers.

Would highly recommend banking here.

Thora Collier

Don't bank at this training facility if you value your money!

Junius Toy

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Merrimack, New Hampshire

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Merrimack, New Hampshire is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates you will get.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Citizens Bank help issue a payday loan in Merrimack, New Hampshire?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Merrimack, nh will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Merrimack, New Hampshire

Service Credit Union

561 Main St, Gorham, NH 03581, USA

+1 (800) 936-7730

servicecu.org

Citizens Bank ATM

10 Paper Mill Dr, Lincoln, NH 03251, USA

www.citizensbank.com

Mascoma Bank

70 Main St, West Lebanon, NH 03784, USA

+1 (603) 448-3650

www.mascomabank.com

Ledyard National Bank

74 S Main St, Concord, NH 03301, USA

+1 (603) 415-0877

www.ledyardbank.com

Northway Bank

34 W Main St, Conway, NH 03818, USA

+1 (603) 447-3206

www.northwaybank.com

Newburyport Bank

321-C, Lafayette Rd, Hampton, NH 03842, USA

+1 (844) 639-3483

www.newburyportbank.com

Northway Bank

3 Highland St, Plymouth, NH 03264, USA

+1 (603) 536-5073

www.northwaybank.com

Bay Equity Home Loans, Salem, NH

32 Main St, Salem, NH 03079, USA

+1 (603) 809-5398

bayequityhomeloans.com

Citizens Bank ATM

45 S Broadway, Salem, NH 03079, USA

www.citizensbank.com

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