Welcome to Our Online Loan Referral Service

4.3 21 reviews

83 S Main St, Rochester, NH 03867, USA
+1 (800) 936-7730
servicecu.org
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

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Contact Data

Feedback about Service Credit Union?

Here you read the reviews of our customers.

Keep up Great work S.C.U. people!

Mya Klocko

Thank you for employing such considerate staff.

Lupe Abernathy

Incompetent employees, that get confused with the simplest transactions.

Prof. Vernon Wyman MD

Pay Attention

Further there will be given the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Rochester, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Rochester, New York is issued easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a customer will get.

APR

25% small loan cap

How will Service Credit Union help take out a loan in Rochester, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Rochester, ny will estimate other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Rochester, New Hampshire

Edward Jones - Financial Advisor: Andrew P Trowbridge, AAMS®|CRPC®

60 Pointe Pl Suite 35, Dover, NH 03820, USA

+1 (603) 749-6169

www.edwardjones.com

Citizens Bank

154 Water St, Exeter, NH 03833, USA

+1 (603) 773-2400

locations.citizensbank.com

Franklin Savings Bank

1 Dobson Way, Merrimack, NH 03054, USA

+1 (603) 423-0058

www.fsbnh.bank

Digital Federal Credit Union

369 S Willow St, Manchester, NH 03103, USA

+1 (800) 328-8797

www.dcu.org

TD Bank

51 White Mountain Hwy, Conway, NH 03818, USA

+1 (603) 447-6333

locations.td.com

Northway Bank

2385 White Mountain Hwy, West Ossipee, NH 03890, USA

+1 (603) 539-2781

www.northwaybank.com

Santander Bank

9 Ash St, Hollis, NH 03049, USA

+1 (603) 465-7080

locations.santanderbank.com

Northeast Credit Union

1289 Hooksett Rd, Hooksett, NH 03106, USA

+1 (888) 436-1847

necu.org

Banking Department

53 Regional Dr # 200, Concord, NH 03301, USA

+1 (603) 271-3561

www.nh.gov

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