Welcome to Our Online Loan Referral Service

2.3 3 reviews

21 Washington Ave, Dumont, NJ 07628, USA
+1 (201) 387-1001
www.provident.bank
Wednesday
9AM–5PM
Thursday
9AM–6PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Provident Bank?

Here you read the feedback of our customers.

Wait was a little bit long, but staff was friendly and easy to work with.

Kennith Koch

But I keep getting sales calls after setting up service in this place.

Isai Effertz

Your employees have no clue about new services your company offers.

Reba Hartmann

Pay Attention

Above-specified info offers the details about a definite lender. Below-defined info is devoted to common information about payday loans.

Payday Loans in Dumont, New Jersey

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Dumont, New Jersey are taken out hassle-free. The interest rate is conditional on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

30% usury cap

How will Provident Bank help take out a loan in Dumont, New Jersey?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial solvency to approve the form. Cash advance in Dumont, New Jersey may help level up your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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