Welcome to Our Online Loan Referral Service

1.4 20 reviews

332 Essex St, Lodi, NJ 07644, USA
7 years in business
+1 (201) 843-6340
expressloansofamerica.com
Thursday
9:15AM–6PM
Friday
(Good Friday)
9:30AM–7PM
Hours might differ
Saturday
11:45AM–5PM
Sunday
(Easter)
Closed
Monday
9:15AM–6PM
Tuesday
9:15AM–6PM
Wednesday
9:15AM–6PM

Domain Info

Created Date

2013-03-18

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

expressloansofamerica.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about Check Cashing Central?

Here you get acquainted with the reviews of our customers.

That place is in the trash.

Robb Johnston

Sounded something like a second-grader trying to explain rocket science.

Keven Casper DVM

That’s the reason why I didn’t come back to this location ever again.

Tavares Vandervort

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Lodi, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are known as payday loans in Lodi, ny. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

25% small loan cap

How will Check Cashing Central help take out a payday loan in Lodi, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Lodi, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Lodi, New Jersey

Glassboro Payday Loan Advance

24 County Rd 553 Alt, Glassboro, NJ 08028, USA

+1 (856) 405-3509

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Provident Bank

21 Washington Ave, Dumont, NJ 07628, USA

+1 (201) 387-1001

www.provident.bank

OneMain Financial

20 Court House South Dennis Rd STE 4, Cape May Court House, NJ 08210, USA

+1 (609) 463-3535

www.onemainfinancial.com

Check Cashing Services Inc

116 Broadway, Camden, NJ 08102, USA

+1 (856) 338-0852

checkcashingservices.business.site

BCB Bank

104-110 Avenue C, Bayonne, NJ 07002, USA

+1 (201) 823-0700

www.bcb.bank

Ben's Check Cashing Store

1206 Mt Ephraim Ave, Camden, NJ 08104, USA

+1 (856) 966-7511

m.facebook.com

Affinity Federal Credit Union (HQ)

73 Mountainview Blvd, Basking Ridge, NJ 07920, USA

+1 (800) 325-0808

www.affinityfcu.com

Investors Bank

388 NJ-57 W, Washington, NJ 07882, USA

+1 (908) 689-0700

www.myinvestorsbank.com

Hong & Lee Check Cashing Store

315 Broadway, Camden, NJ 08103, USA

+1 (856) 541-5575

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