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What people think about BCB Bank?
Below you read some of the reviews of our customers.
Was invited to a birthday party but was broke at that time. A friend recommended me to apply for a loan via BCB Bank. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had poor credit. In general, The process was simple.
Jany Parisian V
BCB Bank seems honest. They rescued me twice. The first cash advance approved was small – $500, but next time the limit was increased to $900. Closed the loan on schedule. The employees were friendly, they gave clear answers to all my questions. No complaints. But their rates are average.
Mathias Murphy
Important
Now you can see general characteristics of payday loans.
Payday Loans in Maplewood, New Jersey
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the best solution to your temporary financial troubles in Maplewood , New Jersey because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
APR
30% usury cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can help people who have poor credit scores or have no credit score. But we recommend you that as with any loan you should only dare applying for a payday loan if you are assured that you can make payments punctually.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Maplewood, New Jersey
First Financial Federal Credit Union
389 RT 9 North, Freehold, NJ 07728, USA
+1 (866) 750-0100
www.firstffcu.com
Peapack-Gladstone Bank - Califon, NJ
438 County Rd 513, Califon, NJ 07830, USA
+1 (908) 832-5923
www.pgbank.com
Affinity Federal Credit Union (HQ)
73 Mountainview Blvd, Basking Ridge, NJ 07920, USA
+1 (800) 325-0808
www.affinityfcu.com
