Welcome to Our Online Loan Referral Service

5 reviews

2179 1452, US-46, Parsippany, NJ 07054, USA
+1 (973) 402-2467
www.bcb.bank
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
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Important

The above-given information provides the details about a definite company. The information below is about common information about payday loans.

Payday Loans in Parsippany, New Jersey

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Parsippany, New Jersey is are easy to get. The APR is individual for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

30% usury cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit rating. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.

APR Calculator

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OneMain Financial

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Investors Bank

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