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Created Date
1998-12-07
Mailing Address
Company Name
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Feedback about Unity Bank?
Here you grapple with the feedback of our customers.
A very friendly staff who go out of their way to help.
Jayce Bruen
Love this Branch we've been with this Bank for 13years as customers.
Mrs. Magdalena Larkin MD
Excellent friendly tellers, personal service, decent hours, convenient.
Prof. Salvador Rosenbaum PhD
Pay Attention
Above there are details about a exact lender. Below every reader may grapple with the essence of payday loans.
Payday Loans in Phillipsburg, New Jersey
Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.
Such financial products as payday loan in Phillipsburg, New Jersey is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.
APR
30% usury cap
How will Unity Bank help take out a payday loan in Phillipsburg, New Jersey?
- 24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every client should fill out the following data:
Then submit an application to get an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Phillipsburg, nj consider this circumstance not a hindrence to issue a loan. The client of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, repay the debt on time and not only cope with current difficulties, but enhance the credit history.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Phillipsburg, New Jersey
Kearny Bank Loan Production Office
25 Independence Blvd Ste 200, Warren, NJ 07059, USA
+1 (908) 458-4016
www.kearnybank.com
Garden State Check Cashing Services Inc
359 Long Ave, Hillside, NJ 07205, USA
+1 (908) 688-2274
mymoneyserv.com
ConnectOne Bank
512 Springfield Ave, Berkeley Heights, NJ 07922, USA
+1 (844) 266-2548
connectonebank.com
Universal Check Cashing
201 E Main St, Bound Brook, NJ 08805, USA
Columbia Bank
99 Ramblewood Pkwy, Mt Laurel Township, NJ 08054, USA
+1 (856) 234-9560
www.columbiabankonline.com
Peapack-Gladstone Bank - Chester, NJ
350 Main St #4, Chester, NJ 07930, USA
+1 (908) 879-8601
www.pgbank.com
