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3.4 10 reviews

1225 US-22, Phillipsburg, NJ 08865, USA
+1 (908) 213-2957

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Feedback about Unity Bank?

Here you grapple with the feedback of our customers.

A very friendly staff who go out of their way to help.

Jayce Bruen

Love this Branch we've been with this Bank for 13years as customers.

Mrs. Magdalena Larkin MD

Excellent friendly tellers, personal service, decent hours, convenient.

Prof. Salvador Rosenbaum PhD

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Phillipsburg, New Jersey

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Phillipsburg, New Jersey is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.


30% usury cap

How will Unity Bank help take out a payday loan in Phillipsburg, New Jersey?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Phillipsburg, nj consider this circumstance not a hindrence to issue a loan. The client of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, repay the debt on time and not only cope with current difficulties, but enhance the credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Phillipsburg, New Jersey

Sturdy Savings Bank Administration

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+1 (609) 463-5220


Cross River Bank

885 Teaneck Rd, Teaneck, NJ 07666, USA

+1 (201) 808-7000


Pennsauken Check Cashing

6325 S Crescent Blvd, Pennsauken Township, NJ 08109, USA

+1 (856) 317-1977

Mariner Finance

814 White Horse Pike #1, Oaklyn, NJ 08107, USA

+1 (856) 858-4400


Provident Bank

190 Roseberry St, Phillipsburg, NJ 08865, USA

+1 (908) 235-4700


Mariner Finance

2290 US-22, Union, NJ 07083, USA

+1 (908) 364-7816


Sterling Check Cashing

5005 N Crescent Blvd #1, Pennsauken Township, NJ 08110, USA

+1 (856) 317-1130

Kearny Bank

675 Martinsville Rd, Basking Ridge, NJ 07920, USA

+1 (908) 647-6731


Mariner Finance

1090 Amboy Ave C-4, Edison, NJ 08837, USA

+1 (732) 902-6333