Welcome to Our Online Loan Referral Service

4.6 22 reviews

1899 Bayshore Rd, Villas, NJ 08251, USA
+1 (888) 623-2633
oceanfirst.com
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1999-04-01

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

oceanfirst.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about OceanFirst Bank?

Here you grapple with the reviews of our clients.

Fast friendly service, and the staff is very helpful

Earl Block

These 5 stars are for the ladies and gentlemen that work in this bank.

Ellis Borer

Iv been scammed more then once and never got my money bank.

Randal Conn

Her greatest quality: She will work ridiculously hard for you!!!!!

Jazmyne Kirlin

She is knowledgeable, personable and also very kind.

Rogers Bartell Jr.

I would rate them five stars as a Real Estate Agency to work for.

Prof. Ethelyn Kling Sr.

Excellent service and complete knowledge of the Sussex County market

Nola Oberbrunner

#1 Real Estate company at the beach!

Vanessa Cummings

Pay Attention

Lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Villas, New Jersey

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Villas, New Jersey is issued simply and fast. The interest rate is defined considering the category of the client: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

30% usury cap

How will OceanFirst Bank help take out a loan in Villas, New Jersey?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to issue a loan. The lender process many aspects such as financial abilities to approve the form. Cash advance in Villas, New Jersey may help level up your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Villas, New Jersey

PFFCU - Police and Fire Federal Credit Union

237 Route 73 South, Marlton, NJ 08053, USA

+1 (800) 228-8801

www.pffcu.org

Andrews Federal Credit Union

2200 Mt Holly Rd #18, Burlington, NJ 08016, USA

+1 (800) 487-5500

www.andrewsfcu.org

Liberty Savings Federal Credit Union

666 Newark Ave, Jersey City, NJ 07306, USA

+1 (201) 659-3900

www.lsfcu.org

John Bartolotta: Mortgage Loan Officer

73 Mountainview Blvd, Basking Ridge, NJ 07920, USA

+1 (908) 842-6539

www.affinityfcu.com

Northfield Bank

4 NJ-31 South, Pennington, NJ 08534, USA

+1 (833) 301-6325

www.enorthfield.com

Mariner Finance

2290 US-22, Union, NJ 07083, USA

+1 (908) 364-7816

www.marinerfinance.com

Imperial Check Cashing

no longer open, 1520 Mt Ephraim Ave, Camden, NJ 08104, USA

+1 (856) 966-0077

TD Bank

501 Mickle Boulevard, Camden, NJ 08103, USA

+1 (856) 635-9002

locations.td.com

OneMain Financial

33 W Elizabeth Ave, Linden, NJ 07036, USA

+1 (908) 862-5050

www.onemainfinancial.com

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