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4.9 208 reviews
Loan agency in Albuquerque, New Mexico

6125 Montgomery Blvd NE #4, Albuquerque, NM 87109, USA
+1 (505) 884-0805
www.payment1financial.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2007-10-04

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

payment1financial.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about Payment 1 Financial?

Here you grapple with the reviews of our customers.

The north east location always has excellent service and friendly staff.

Dejah Olson

Really friendly treats you like family and great atmosphere at office.

Leta Wilderman

Awsome place great customer service recommend to anyone!!!!!

Prof. Franz Trantow DDS

Pay Attention

Further there will be given the details about not a exact lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Albuquerque, New Mexico

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Albuquerque, New Mexico is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates you will get.

APR

Prohibited

How will Payment 1 Financial help take out a loan in Albuquerque, New Mexico?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Albuquerque, New Mexico. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Albuquerque, New Mexico

Speedy Loan

2001 Eubank Blvd NE, Albuquerque, NM 87112, USA

+1 (505) 271-2400

www.cfsc.com

Payment 1 Financial

1810 E Lohman Ave, Las Cruces, NM 88001, USA

+1 (575) 523-0424

payment1.com

Loanmax Title Loans

953 E Main St, Farmington, NM 87401, USA

+1 (505) 629-1444

www.loanmaxtitleloans.net

Security Finance

611 Douglas Ave, Las Vegas, NM 87701, USA

+1 (505) 425-1600

www.securityfinance.com

Nusenda Credit Union

2801 Juan Tabo Blvd NE, Albuquerque, NM 87112, USA

+1 (505) 889-7755

www.nusenda.org

Security Finance

206 S Miller Ave, Farmington, NM 87401, USA

+1 (505) 326-5884

www.securityfinance.com

Sun Loan Company

208 W Luckey St, Carlsbad, NM 88220, USA

+1 (575) 887-3620

www.sunloan.com

Regional Finance

2404 Cerrillos Rd, Santa Fe, NM 87505, USA

+1 (505) 424-3378

branches.regionalfinance.com

Century Bank

2000, 141 Roadrunner Pkwy STE 101, Las Cruces, NM 88011, USA

+1 (575) 521-2400

www.mycenturybank.com

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