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What people think about FirstLight Federal Credit Union?
Below you get acquainted with some of the opinions of our clients.
Good customer service
Jalen Borer
Employees are generally helpful when you can get one on the phone.
Mr. Milton Mayert II
Great service at this location
Terrill Waters
2016 I went shopping for a new Car.
Lyla Volkman
Access is secure and services are handled in a timely and responsive manner.
Vesta Schultz
Pay Attention
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Las Cruces, New Mexico
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans in Las Cruces, New Mexico is are simple to get. The interest rate is specific for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
Prohibited
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can save consumers who have low credit scores or have no credit history. But we remind you that as with any debt you should only dare applying for a cash advance if you are sure that you can make payments without delays.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Las Cruces, New Mexico
OneMain Financial
3920 N Lovington Hwy #300, Hobbs, NM 88240, USA
+1 (575) 392-3538
www.onemainfinancial.com
Check `n Go
1000 N Main St Suite A, Las Cruces, NM 88001, USA
+1 (575) 525-8148
locations.checkngo.com
