Welcome to Our Online Loan Referral Service

3.4 27 reviews

300 Foster Rd, Las Cruces, NM 88005, USA
+1 (575) 526-4401
www.firstlightfcu.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about FirstLight Federal Credit Union?

Below you get acquainted with some of the opinions of our clients.

Good customer service

Jalen Borer

Employees are generally helpful when you can get one on the phone.

Mr. Milton Mayert II

Great service at this location

Terrill Waters

2016 I went shopping for a new Car.

Lyla Volkman

Access is secure and services are handled in a timely and responsive manner.

Vesta Schultz

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Las Cruces, New Mexico

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Las Cruces, New Mexico is are simple to get. The interest rate is specific for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

Prohibited

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can save consumers who have low credit scores or have no credit history. But we remind you that as with any debt you should only dare applying for a cash advance if you are sure that you can make payments without delays.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Las Cruces, New Mexico

Regional Finance

1215 Anthony Dr Suite D, Anthony, NM 88021, USA

+1 (575) 882-2270

branches.regionalfinance.com

Checkmate

1145 San Mateo Blvd SE, Albuquerque, NM 87108, USA

+1 (505) 262-4914

www.callcheckmate.com

Loanmax Title Loans

1881 St. Michael's Drive, Santa Fe, NM 87505, USA

+1 (505) 986-1797

www.loanmaxtitleloans.net

Security Finance

3457 Main St NE suite b, Los Lunas, NM 87031, USA

+1 (505) 865-7222

www.securityfinance.com

Century Bank

751 Trinity Dr Suite 301, Los Alamos, NM 87544, USA

+1 (505) 995-1200

www.mycenturybank.com

B & F Finance

2113 N Main St, Las Cruces, NM 88001, USA

+1 (575) 527-2999

www.bnffinance.com

World Finance

1211 Hwy 491, Gallup, NM 87301, USA

+1 (505) 726-9131

www.loansbyworld.com

Check `n Go

3030 E Main St Ste A-14, Farmington, NM 87402, USA

+1 (505) 327-0000

locations.checkngo.com

Sun Loan Company

2608 N Prince St, Clovis, NM 88101, USA

+1 (575) 762-4834

www.sunloan.com

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