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3.6 33 reviews

3105 Del Rey Blvd, Las Cruces, NM 88012, USA
+1 (575) 526-4401
www.firstlightfcu.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about FirstLight Federal Credit Union?

Below you read some of the opinions of our clients.

Best bank to save your money with and service is great

Rosalee Rowe

So far, good best rates for savings in town

Penelope Dicki

Close to home and better treatment than you get from a bank

Rodolfo Crist

Important

Above there is information about a precise lender. Below you can see common aspects of payday loans.

Payday Loans in Las Cruces, New Mexico

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Las Cruces, New Mexico. The entire process is hassle-free. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

Prohibited

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a poor credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments in a timely manner.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Las Cruces, New Mexico

check n go, Check `n Go Store Directory

1710 W, Joe Harvey Blvd, Hobbs, NM 88240, USA

+1 (575) 492-9001

locations.checkngo.com

B&F Finance

2550 Cerrillos Rd, Santa Fe, NM 87504, USA

+1 (505) 476-4885

www.bnffinance.com

Check `n Go

4770 Montgomery Blvd NE, Albuquerque, NM 87109, USA

+1 (505) 830-9469

locations.checkngo.com

American Lenders Services Co

616 W Dunnam St, Hobbs, NM 88240, USA

+1 (575) 393-7954

Walmart Money Center

4600 E Main St, Farmington, NM 87402, USA

+1 (505) 326-1100

www.walmart.com

Cash Payday Express

1111 N Riverside Dr, Española, NM 87532, USA

+1 (505) 747-1932

www.cfsc.com

Speedy Loan

201 Mills Ave, Las Vegas, NM 87701, USA

+1 (505) 425-9678

cfsc.com

Payment 1 Financial

3410 NM-528 #107, Albuquerque, NM 87114, USA

+1 (505) 897-4755

www.payment1.com

World Finance

621 W Santa Fe Ave, Grants, NM 87020, USA

+1 (505) 285-5746

www.loansbyworld.com

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