Welcome to Our Online Loan Referral Service

3.4 28 reviews

3791 E Lohman Ave, Las Cruces, NM 88011, USA
+1 (575) 526-4401

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Feedback about FirstLight Federal Credit Union?

Here you get acquainted with the reviews of our customers.

They are a very friendly bunch and give service with a smile.

Hal Stiedemann

Very great customer service I really love being a member of firstlight

Prof. Rafaela Mills

Because I’ve felt welcomed and part of the first light family.

Dr. Stacy Beahan I

Great service at this location

Carmel Rutherford V

2016 I went shopping for a new Car.

Zakary Grady

Access is secure and services are handled in a timely and responsive manner.

Prof. Ron Wisoky

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Las Cruces, New Mexico

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Las Cruces, New Mexico is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a customer will recieve.



How will FirstLight Federal Credit Union help take out a loan in Las Cruces, New Mexico?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

A adverse factor considered by financial institutions is known as bad credit history. But this drawback is not taken as the only one by payday lenders to issue a cash advance. The lending company process many aspects such as financial solvency to approve the application. Cash advance in Las Cruces, New Mexico may help enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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FirstLight Federal Credit Union

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