Welcome to Our Online Loan Referral Service

3.4 28 reviews

3791 E Lohman Ave, Las Cruces, NM 88011, USA
+1 (575) 526-4401
www.firstlightfcu.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about FirstLight Federal Credit Union?

Here you get acquainted with the reviews of our customers.

They are a very friendly bunch and give service with a smile.

Hal Stiedemann

Very great customer service I really love being a member of firstlight

Prof. Rafaela Mills

Because I’ve felt welcomed and part of the first light family.

Dr. Stacy Beahan I

Great service at this location

Carmel Rutherford V

2016 I went shopping for a new Car.

Zakary Grady

Access is secure and services are handled in a timely and responsive manner.

Prof. Ron Wisoky

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Las Cruces, New Mexico

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Las Cruces, New Mexico is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

Prohibited

How will FirstLight Federal Credit Union help take out a loan in Las Cruces, New Mexico?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor considered by financial institutions is known as bad credit history. But this drawback is not taken as the only one by payday lenders to issue a cash advance. The lending company process many aspects such as financial solvency to approve the application. Cash advance in Las Cruces, New Mexico may help enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Las Cruces, New Mexico

LendNation

1595 El Paseo Rd, Las Cruces, NM 88001, USA

+1 (575) 527-0073

www.lendnation.com

Cash Express

880 S Anthony Dr B, Anthony, NM 88021, USA

+1 (575) 882-2731

Sun Loan Company

Navajo St # 10, Shiprock, NM 87420, USA

+1 (505) 368-5635

www.sunloan.com

Sun Loan Company

407 N California St, Socorro, NM 87801, USA

+1 (575) 838-4788

www.sunloan.com

Security Finance

817 S Avenue C Pl, Portales, NM 88130, USA

+1 (575) 356-0041

www.securityfinance.com

TitleMax Title Loans

3242 Cerrillos Rd, Santa Fe, NM 87505, USA

+1 (505) 424-9038

www.titlemax.com

Western Finance

3765 Isleta Blvd SW Ste G, Albuquerque, NM 87105, USA

+1 (505) 873-6037

westernshamrock.com

Security Finance

2355 McNutt Rd, Sunland Park, NM 88063, USA

+1 (575) 874-0800

www.securityfinance.com

U.S. Bank Branch

120 Cam De Santa Fe, Taos, NM 87571, USA

+1 (575) 737-3540

locations.usbank.com

Top