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2.3 3 reviews
Loan agency in Las Cruces, New Mexico

1512 E Lohman Ave, Las Cruces, NM 88001, USA
+1 (575) 524-7900
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed

What people think about USA Title Loan?

Below you read some of the opinions of our clients.

This place is a waste of time by not answering phones or people's questions?

Maurine Mayert MD

Great customer service.

Emmanuelle Mann

Pay Attention

The above-given information provides the details about a specific financial institution. The information below is about general information about payday loans.

Payday Loans in Las Cruces, New Mexico

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Las Cruces, New Mexico. The entire process is straightforward. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

Prohibited

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Las Cruces, New Mexico

LendNation

1290 Rio Rancho Blvd SE Ste A2, Rio Rancho, NM 87124, USA

+1 (505) 994-2900

www.lendnation.com

American Lenders Services Co

616 W Dunnam St, Hobbs, NM 88240, USA

+1 (575) 393-7954

Cash Station

846 NM-516, Flora Vista, NM 87415, USA

Speedy Loan

2001 Eubank Blvd NE, Albuquerque, NM 87112, USA

+1 (505) 271-2400

www.cfsc.com

Century Bank

4062 Cerrillos Rd, Santa Fe, NM 87507, USA

+1 (505) 995-1200

www.mycenturybank.com

Security Finance

120 S Gold Ave, Deming, NM 88030, USA

+1 (575) 544-2844

www.securityfinance.com

Sun Loan Company

1600 S Valley Dr Ste C, Las Cruces, NM 88005, USA

+1 (575) 525-9091

www.sunloan.com

FirstLight Federal Credit Union

3105 Del Rey Blvd, Las Cruces, NM 88012, USA

+1 (575) 526-4401

www.firstlightfcu.org

Enterprise Bank & Trust

1200 Trinity Dr, Los Alamos, NM 87544, USA

+1 (505) 662-5171

www.enterprisebank.com

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