Welcome to Our Online Loan Referral Service

4 10 reviews

700 W 2nd St, Portales, NM 88130, USA
+1 (575) 356-5530
www.ffnm.org
Friday
8:50AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:50AM–5PM
Tuesday
8:50AM–5PM
Wednesday
10AM–5PM
Thursday
8:50AM–5PM

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Feedback about First Financial Credit Union - Portales?

Here you read the reviews of our clients.

The people who work here locally are very friendly and great people as well.

Kaleb Kuphal Sr.

I wouldn't go anywhere else for my banking needs.

Mustafa Towne

Real nice folks, always friendly and treat me well.

Mrs. Chelsie Nienow V

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Portales, New Mexico

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to issue loans in Portales, New Mexico. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

Prohibited

How will First Financial Credit Union - Portales help take out a loan in Portales, New Mexico?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Portales, nm will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Portales, New Mexico

Star Loans

4290 US-64, Kirtland, NM 87417, USA

+1 (505) 598-6399

www.mystarloans.com

FirstLight Federal Credit Union

3791 E Lohman Ave, Las Cruces, NM 88011, USA

+1 (575) 526-4401

www.firstlightfcu.org

Cash Store

1455 Hickory Dr #2, Las Cruces, NM 88005, USA

+1 (575) 525-2274

www.cashstore.com

New Mexico Credit Corporation

721 Roosevelt Ave, Grants, NM 87020, USA

+1 (505) 287-4294

newmexicocreditcorp.com

Bloomfield Finance

316 W Broadway Ave, Bloomfield, NM 87413, USA

+1 (505) 632-1944

www.paydayloanservices.org

Western Finance

3765 Isleta Blvd SW Ste G, Albuquerque, NM 87105, USA

+1 (505) 873-6037

westernshamrock.com

Wallick & Volk Mortgage Banker

6721 Academy Rd NE, Albuquerque, NM 87109, USA

+1 (505) 823-1800

www.wvmb.com

United Business Bank

307 W Broadway, Mountainair, NM 87036, USA

+1 (505) 861-5230

www.unitedbusinessbank.com

Loanmax Title Loans

120 S White Sands Blvd, Alamogordo, NM 88310, USA

+1 (575) 434-2138

www.loanmaxtitleloans.net

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