Domain Info
Created Date
1996-06-22
Mailing Address
NY, United States
Company Name
Ridgewood Savings Bank
Ridgewood Savings Bank
Contact Data
What people think about Ridgewood Savings Bank?
Below you see some of the reviews of our customers.
Wasted too much efforts with this organization. They charge sky high rates! Unhappy
Omer Stiedemann
Disappointed borrower! Was declined for no reason. My credit was good.
Providenci Considine
Said I was accepted for a cash advance loan. Have been waiting 2 days, still no funds I my account. I conclude it’s fraud.
Dr. Manuel Blanda Jr.
APR too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Mr. Boris Grimes Jr.
I took out $400 for a period of 3 weeks. In the end, I had to pay twice as much with all the fees charged.
Mr. Favian Homenick
Pay Attention
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Astoria, New York
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Online cash advance loans can be the easiest solution to your temporary financial problems in Astoria , New York because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments as agreed in the contract.
To get approved for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Astoria, New York
Harlan Check Cashing & Financial Services
1515 NY-22, Brewster, NY 10509, USA
+1 (845) 278-7868
harlancheckcashing.com
Wallkill Valley Federal Savings & Loan
201 Ward St #1248, Montgomery, NY 12549, USA
+1 (845) 457-5101
wallkill.com
Great Erie Federal Credit Union
4000 N Buffalo St, Orchard Park, NY 14127, USA
+1 (716) 662-1311
www.greateriefcu.com
Buffalo Jewelry & Loan
2853 Sheridan Dr, Tonawanda, NY 14150, USA
+1 (716) 939-3335
www.buffalojewelryandloan.com
LendKey Technologies, Inc.
104 W 27th St fl 4, New York, NY 10001, USA
+1 (646) 626-7396
www.lendkey.com
