Welcome to Our Online Loan Referral Service

4.2 6 reviews

43-14 Ditmars Blvd, Queens, NY 11105, USA
+1 (718) 274-5400
branches.ridgewoodbank.com
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–7PM
Friday
8:30AM–5PM

Domain Info

Created Date

1996-06-22

Mailing Address

NY, United States

Company Name

Ridgewood Savings Bank

Ridgewood Savings Bank

Contact Data

What people think about Ridgewood Savings Bank?

Below you see some of the reviews of our customers.

Wasted too much efforts with this organization. They charge sky high rates! Unhappy

Omer Stiedemann

Disappointed borrower! Was declined for no reason. My credit was good.

Providenci Considine

Said I was accepted for a cash advance loan. Have been waiting 2 days, still no funds I my account. I conclude it’s fraud.

Dr. Manuel Blanda Jr.

APR too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Mr. Boris Grimes Jr.

I took out $400 for a period of 3 weeks. In the end, I had to pay twice as much with all the fees charged.

Mr. Favian Homenick

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Astoria, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your temporary financial problems in Astoria , New York because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments as agreed in the contract.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Astoria, New York

Armed Forces Bank

10730A Enduring Freedom Dr, Fort Drum, NY 13602, USA

+1 (680) 222-9556

www.afbank.com

New York Cash Net

85 Broad St f10, New York, NY 10004, USA

+1 (877) 798-2231

Trustco Bank

649 Maple Ave, Saratoga Springs, NY 12866, USA

+1 (518) 583-2634

www.trustcobank.com

MoneyGram inside EASTCHESTER CHECK CASHING - #

48 Gramatan Ave, Mt Vernon, NY 10550, USA

+1 (914) 668-8910

www.checkcashingbronxny.com

KeyBank

33 Main St, Cortland, NY 13045, USA

+1 (607) 758-2200

www.key.com

OneMain Financial

211 NY-59, Nanuet, NY 10954, USA

+1 (845) 627-1303

www.onemainfinancial.com

Sterling National Bank

5193 Main Street, NY-42, South Fallsburg, NY 12779, USA

+1 (845) 434-5520

www.snb.com

Great Erie Federal Credit Union

4000 N Buffalo St, Orchard Park, NY 14127, USA

+1 (716) 662-1311

www.greateriefcu.com

Buffalo Jewelry & Loan

2196 Seneca St, Buffalo, NY 14210, USA

+1 (716) 259-9150

www.buffalojewelryandloan.com

Top