Welcome to Our Online Loan Referral Service

Loan agency in Erie County, New York

3314 Sheridan Dr, Buffalo, NY 14226, USA
+1 (716) 835-8383
Friday
9AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

What people think about Household Finance Corporation?

Below you get acquainted with some of the opinions of our clients.

I took loans from Household Finance Corporation 3 times. Previously it was ok. Last time they said I was eligible. Said the money would be in my account within several hours. It’s been three days – no funds. They do not answer emails. Why???

Harley Hansen II

Interest too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their rates a little…

Mr. Patrick Torphy

Pay Attention

Above there is information about a exact lender. Below you can review common aspects of payday loans.

Payday Loans in Buffalo, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Buffalo, New York is are simple to get. The interest rate is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit score an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments on scheduled.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

Other Payday Lenders in Buffalo, New York

Ridgewood Savings Bank

670 McLean Ave, Yonkers, NY 10704, USA

+1 (914) 964-9820

branches.ridgewoodbank.com

Ridgewood Savings Bank

3445 Jerome Ave, The Bronx, NY 10467, USA

+1 (718) 881-3430

branches.ridgewoodbank.com

David's Check Cashing

460 Rockaway Ave, Brooklyn, NY 11212, USA

+1 (718) 346-2323

www.davidsfinancial.com

Quick Cash of White Plains LLC

70 E Post Rd (route 22, White Plains, NY 10601, USA

+1 (914) 437-8118

quickcashpawnusa.com

Visions Federal Credit Union

Corner of Routes 38 & 38B, NY-38, Newark Valley, NY 13811, USA

+1 (800) 242-2120

www.visionsfcu.org

Trustco Bank

649 Maple Ave, Saratoga Springs, NY 12866, USA

+1 (518) 583-2634

www.trustcobank.com

CFSC Checks Cashed Willoughby

25 Willoughby St, Brooklyn, NY 11201, USA

+1 (718) 855-7400

locations.cfsc.com

Hudson Valley Credit Union

155 Stringham Rd, Lagrangeville, NY 12540, USA

+1 (845) 463-3011

www.hvcu.org

Access Funding LLC

295 Main St, Buffalo, NY 14203, USA

+1 (716) 856-3590

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