What people think about Household Finance Corporation?
Below you get acquainted with some of the opinions of our clients.
I took loans from Household Finance Corporation 3 times. Previously it was ok. Last time they said I was eligible. Said the money would be in my account within several hours. It’s been three days – no funds. They do not answer emails. Why???
Harley Hansen II
Interest too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their rates a little…
Mr. Patrick Torphy
Pay Attention
Above there is information about a exact lender. Below you can review common aspects of payday loans.
Payday Loans in Buffalo, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans in Buffalo, New York is are simple to get. The interest rate is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit score an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments on scheduled.
To get approved for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the real APR of your loan.
APR Calculator
Other Payday Lenders in Buffalo, New York
Mid-Hudson Valley Federal Credit Union
85 Mill Hill Rd, Woodstock, NY 12498, USA
+1 (845) 336-4444
www.mhvfcu.com
CFSC Checks Cashed 29th St
128 E 29th St, New York, NY 10016, USA
+1 (212) 685-4359
locations.cfsc.com
Biz2Credit
1 Pennsylvania Plaza 45th floor, New York, NY 10119, USA
+1 (212) 644-4555
www.biz2credit.com
CFSC Checks Cashed 4th Avenue
108 S 4th Ave, Mt Vernon, NY 10550, USA
+1 (914) 667-3974
locations.cfsc.com
Visions Federal Credit Union
95 Orchard St, Spencer, NY 14883, USA
+1 (800) 242-2120
www.visionsfcu.org
BankOnBuffalo a Division of CNB Bank
5190 Sheridan Dr, Williamsville, NY 14221, USA
+1 (716) 616-3930
bankonbuffalo.bank
New York University Federal Credit Union - Mineola Branch (Formerly Winthrop University Hospital Employees Federal Credit Union)
194 1st St, Mineola, NY 11501, USA
+1 (516) 226-3616
www.wuhefcu.org
